Nippon India Mutual Fund

What is Salary Addvantage?

Salary Addvantage is a unique, first of its kind salary solution for organisations and its employees

Advantages for your organisation

Aim to create a stronger employee value proposition for your organisation

Transfer your employees' remuneration directly to our market linked salary account

Facilitate all employer payments through Lumpsum and SIPs

Advantages for your employees

Alternate Salary Account

Employees can opt to receive a full or defined portion of monthly salary and enjoy market linked debt returns, while enjoying withdrawal facility like any other Bank account

Smart Reimbursement Account

Employees can invest periodic reimbursements/incentive payouts to this account rather than regular current account or savings account

Flexible, need-based financial solution

Flexibility for employees to withdraw, stay invested, or switch to other open ended schemes in line with their needs and goals

Opportunity of Saving Tax

Employees can avail tax deduction U/S 80C on invested funds in eligible schemes

Helping your employees save more

Let’s consider the example of Tina and Rahul earning Rs. 1 Lakh per month

Rahul’s company disburses his salary the usual way: Transfers salary to his savings bank account

Salary: Rs. 1 Lakh

Savings Account
Average interest rate
(per annum): 3.5%*

Rahul’s Income 37,97,765

Tina’s Income 37,97,765 37,97,765

Tina’s workplace opts for Salary Addvantage: Transfers 20% of her salary to Nippon India Liquid fund and the balance to her savings bank account. This gives Tina the potential opportunity to earn market linked debt returns every day.

Salary : Rs. 80,000

Savings Account
Average interest rate
(per annum): 3.5%*

Rs. 20,000

Nippon India Liquid Fund
Average return since inception: 7.01%*

3 Years

15 Years

*All figures mentioned are for illustration purposes.
*Mutual fund investments are subject to market risks, read all scheme related documents carefully.
*In the above illustration, the assumed rate of return for Nippon India Liquid Fund-Growth Plan (Regular Plan) has been taken as 7.01% for 3 years, 7.13% for 5 years, 7.83% for 10 years and 7.77% for 15 years. For Scheme Performance, Click here.
*Investors understand that their principal will be at low risk.

Helping your employees get more

Let’s consider the example of Ajay and Neha earning Rs. 1 Lakh per month

Neha’s company disburses her reimbursement the usual way: Transfers it to her reimbursement account

Reimbursement: Rs. 20,000

Reimbursement Account

Average interest rate
(per annum): 0%*

Neha’s Savings

Ajay’s Savings

Ajay’s workplace opts for Salary Addvantage: Transfers Reimbursement to Nippon India Liquid fund. This gives Ajay the potential opportunity to earn market linked debt returns every day.

Reimbursement: Rs. 20,000

Nippon India Liquid Fund

Average interest rate (per annum): 7.01%*

Helping you and your employees create long term value

Aim to create a compelling retention programme that grows your organisation’s talent while they get to grow their wealth

Employer & Employee contribute in the chosen mutual fund scheme

Pre-decided amount gets contributed and stays invested till lock-in period

No Lock in period on employee’s share of investment

Employee becomes eligible for employers contribution after lock-in period

Make your employees' salary work harder for them with Salary Addvantage

What is Salary Addvantage?

Advantages for your organisation

Advantages for your employees

Helping your employees save more

Helping your employees get more

Helping you and your employees create long term value

How to enroll

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